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Last Updated Marc 23, 2026

Transac Terms of Use

Welcome to Transac.com, operated by Transac, Inc. (“Transac,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, platform, and related services (collectively, the “Services”). By accessing or using Transac.com you agree to comply with and be bound by these Terms.

1. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our Services. By using Transac.com you represent and warrant that you meet these requirements.

2. Services Overview

Transac.com provides an embedded finance technology platform that enables businesses to access capital for digital advertising and customer acquisition financing. Our Services may include access to third-party APIs, credit underwriting, risk management tools, and financial integrations.

3. Account Registration

To access certain features, you may need to register for an account. You agree to provide accurate, current, and complete information and to maintain and promptly update such information. You are responsible for safeguarding your login credentials.

4. User Responsibilities

You agree not to misuse our Services, including but not limited to: violating laws, attempting unauthorized access, interfering with security features, or using the Services for unlawful purposes.

5. Intellectual Property

All content, trademarks, and intellectual property on Transac.com are owned by or licensed to Transac. You are granted a limited, non-exclusive, non-transferable license to use the Services for lawful business purposes only.

6. Third-Party Services

Our Services may integrate with third-party platforms (e.g., Plaid, Google, Meta, TikTok, Shopify). We are not responsible for the practices or content of third parties. Your use of such services is subject to their terms.

7. Disclaimers

The Services are provided 'as is' and 'as available' without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Transac shall not be liable for any indirect, incidental, or consequential damages, or for lost profits, revenues, or data arising from your use of the Services.

9. Indemnification

You agree to indemnify, defend, and hold harmless Transac, its affiliates, and employees from any claims, liabilities, damages, losses, and expenses arising from your use of the Services or violation of these Terms.

10. Termination

We may suspend or terminate your access to the Services at our discretion, with or without notice, if you violate these Terms or if your use poses a risk to us or others.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

12. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated 'Last Updated' date. Your continued use of the Services after changes indicates your acceptance.

13. Contact Us

If you have questions about these Terms, contact us at: legal@transac.com

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